FNxS
AI-Powered Personal Finance
Plan. Track. Thrive.
Start Using FNxS Now
Open Web AppSlide your age to unlock IRS superpowers, track credit, and build savings goals.
What Makes FNxS Different
FNxS delivers AI-driven financial insights grounded in U.S. government regulations—helping you plan, track, and thrive with confidence.
- Real-time IRS, SEC, and CFPB rule integration
- Age-based retirement and tax optimization
- Credit score simulation and improvement tools
- Savings goal planner with compliance-backed strategies
- Transparent AI with source citations and confidence scoring
Core Features
- Plan: Optimize retirement, tax strategies, and FI roadmaps using current federal rules
- Track: Monitor credit health, regulatory changes, and portfolio alignment
- Thrive: Get actionable, cited insights to grow wealth compliantly
Built with Expertise
FNxS is built by CivilEarth, a USDOT-certified Disadvantaged Business Enterprise (DBE) under the California Unified Certification Program (CUCP).
Certified in relevant professional and data services:
NAICS 518210
NAICS 541511
NAICS 541990
NAICS 541512
NAICS 541519
Developed in consultation with licensed CPAs to ensure accuracy and compliance with U.S. financial regulations.
FNxS is an educational tool. Not financial advice. Consult a licensed professional for personalized guidance.

