FNxS Privacy Policy
Effective Date: November 10, 2025
1. No Account Required
FNxS is designed for instant use. You do not need to create an account, provide an email, or sign in to use any core features:
- Age-based IRS superpower calculator
- Credit score simulator
- Savings goal tracker
- Daily financial boosts
2. Data We Do NOT Collect
FNxS collects no personally identifiable information (PII):
- No name
- No email
- No phone number
- No location
- No payment details (handled by Apple/Google)
3. Local Data Storage
All user inputs are stored locally on your device:
- Age
- Credit score estimates
- Savings goals
- Progress in Debt-Zero Quest
This data is saved using secure, encrypted local storage (iOS Keychain / Android EncryptedSharedPreferences).
4. Optional Anonymous Analytics
We use anonymous Firebase Analytics to improve the app:
- App opens
- Feature usage (e.g., "Age Slider used")
- Crash reports
No user ID, IP, or device fingerprint is linked to you. You can disable this in Settings > Privacy.
5. In-App Purchases
Pro subscription is managed by:
- Apple App Store (iOS)
- Google Play (Android)
FNxS never sees your payment info. All billing is handled securely by Apple and Google.
6. Third-Party Services
- Google Gemini – AI responses (no data stored)
- Firebase – Anonymous analytics & crash reporting
- RevenueCat – Subscription management (no PII)
7. Children’s Privacy
FNxS is not directed to children under 13. We do not knowingly collect data from children.
8. Your Rights
Since we collect no personal data, there is nothing to delete. You can:
- Clear app data via device settings
- Uninstall the app (all local data erased)
9. Changes to This Policy
We may update this policy. Changes will be posted here with a new "Effective Date."
10. Contact Us
Email: privacy@fnxs.us
Website: www.fnxs.us